Everything You Need to Know About a Used Auto Dealer

used auto dealerFinding the best used auto dealer can be a hassle unless you know have car shopped before. However, if this is your first time dealing with an auto dealer, then you are going to need a few tips before you purchase your first car from a car dealership.  This guide was built to help you find the best used auto dealer as a new car buyer.

Look at Your Credit Score First
The first thing you want to do before going to car dealerships is look at your credit. You want to see where you are in the credit spectrum so you can look to see what kind of financing you can expect to find from the dealers. If your credit score is below 600, you can expect to pay high APR rates on your interest. So keep this in mind and be mindful when looking for a car. In addition, if you have a low credit score, you won’t get financed for as much as someone with over a 600 credit score.

According to the FICO system — especially when you are dealing with auto sales or any financing in general — a person who has a score of 599 and lower has “bad” credit and has been scaled according to their previous credit history. If you don’t have any established credit, you may have bad credit. Know your score for the best car buying experience.

Try to Get Pre-Approved for Financing
You can even try to get pre-approved for financing before you even go to your used auto dealer. This can help you figure out the maximum allowance a loan company is going to give you before you shop — so you know what price range you need to look into. Some car dealerships offer you this service, but not all of them will until they get to the financing part of the car buying process. This means that you could be ready to buy a car and be denied by all financial companies based on your credit worthiness and the car price.

Most of them will just run your credit and have an automatic formula put into place that will tell you what you’re approved for right then and there. All you have to do is go online and check it out and they will offer you the quote immediately. If you choose to accept the loan amount, they will send you out a check that will say how much it is good up to so that you can just write the check at the dealership.

Basically, this takes out the need to bring a deposit with you to the car dealership. Most loan companies won’t ask you for a down deposit unless your credit score is below 550 usually. So even if you have bad credit (550 to 599) you still have a shot at getting financed without a down payment.

Look for Cars That Fit Your Criteria
Look online to see which cars fit what you are looking for in a car. There may be features in car you want that you may not even know. So look carefully at each car and dealership near your area. If you can focus on the features before heading to the dealership, you can gauge what to look for in the car when you see it in person.

Most of the auto dealers will try to make an aggressive sale. So be sure you’re ready to tell them that you’re not looking to buy that day, even if you are. Give yourself an opportunity to look at all the cars before making a decision on one of them. Although certain cars, especially in a used car dealership, can go quick, you likely have a shot of getting the car you want if you wait it out a few hours to check out your other options.

Enjoy Your First Time Car Experience
Enjoy the car buying experience you are getting. Most people don’t enjoy their car buying experience and it’s how they wind up with a car that malfunctions on them within only a few months of having it. Invest your time wisely with your local used auto dealer today.

Top 7 Tips for Good Car Maintenance

Cars today last longer than ever. The average age of cars is 11.4 years old. This is because vehicles last longer today than they used to but is also because people do more to take care of them. More and more of us are taking things like rotating your tires more seriously than before. Proper car and engine maintenance can extend the life of a car and save people a lot of money in expensive auto repair service.

Top 7 Tips for Good Car Maintenance

  1. Change that oil! This is the single most important thing you can do to keep your car’s engine running smoothly. Few things are as expensive as the auto repair you will need if you neglect your oil. That can destroy your engine. Neglect the oil and you can destroy your engine.
  2. Do not neglect the other fluids in your car. Make sure you change the transmission oil and pay attention to the differential oils. This is one good way to prevent the need for pricey automotive repair services. At least once a year, replace your brake fluid. It is much less expensive to change the brake fluid than to fix the brake parts that will be damaged if you skip this step.
  3. Keep your paint looking new with a good wax job. Few things can protect your car more than the paint. The key to keeping your paint job looking new is applying a good wax. This should be done at least twice a year. Not only does it makes your car look great but it protects the body from wear and tear. Before you wax, it may go without saying but you should do a thorough cleaning of the entire vehicle. Get the grime off of the bottom. If you live in a climate where the roads are salted  during the winter, take some time when the weather turns warmer to get rid of any of that from the bottom of your car. Taking these steps will also improve the gas mileage you get as any dirt and grime does add to the weight of the vehicle.
  4. Keep the cooling system healthy by flushing it. You need to flush the system and change out your coolant at least once a year. Check with your mechanic to see if your make and model needs this done more often. Many people use a mixture that is 50% distilled water and 50% coolant. This should work for your vehicle.
  5. Go in for regular tune ups. These will save you money on gas as your mileage can be improved by about 4% each time you take your car in for a tune up. Make sure you are rotating your tires as often as is recommended. When you have your car in for a tune up, go ahead and have the tires rotated. Rotating your tires is a great way to reduce the wear and tears and can extend their lifespan.
  6. Keep your brake pads happy by replacing them after about 6,000 miles. Every car is different so check the manual but most require these to be replaced after or around that mark.
  7. Know your car or truck. Take some time to lean how often it needs to be maintained. Ford recommends its air filters be changed after 30,000 miles while Chevrolet says its vehicles do not need that until they reach 45,000 miles. It does not take much time or any money to take a look at the manual that came with your vehicle or to talk to your mechanic or car dealer.

If you are like most Americans, you love your car. You may not find rotating your tires to be the most fun thing to do but it is important to keep your car in good shape and to avoid needing expensive car repairs. There are also some other things you can do to keep it running healthy and happy. Follow these simple tips and you should be able to keep your car out of the shop and running smoothly.